Licensed Money Lender in Kuala Lumpur
LajuCredit is a licensed moneylender with a registered office in Kuala Lumpur. Applications are handled entirely online — you never need to visit — but the address and the licence behind them are real and checkable.
Our registered office
| Address | 21-21, Megan Avenue 2, Jalan Yap Kwan Seng, 50450 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur, Malaysia |
|---|---|
| Operating hours | Isnin – Jumaat, 9.00 pagi – 6.00 petang |
| [email protected] |
This is the company's registered address as recorded with our licence. Applications are not processed over a counter — everything is done online.
You do not need to visit
The whole process runs from your phone, anywhere in Malaysia. We serve borrowers nationwide, not only in Kuala Lumpur. The address above matters because it confirms there is a real licensed moneylending company behind the brand — not because you have to go there.
Licence details
LajuCredit is a trading name. The licensed lender — and the name that appears on your loan agreement — is Kilat Amanah Sdn Bhd. When you check the licence with KPKT, search for that company name, not "LajuCredit". Trading under a different name is ordinary and lawful, but we state it here so you are not left wondering when you see it.
| Licensed entity | Kilat Amanah Sdn Bhd |
|---|---|
| Company Registration No. | 202606201438 (1506196-P) |
| Moneylender Licence No. | WL2939/06/20-5/383759 |
| Advertising Permit No. | WP2731/06/20-5/288713 |
| Licence validity | 1/08/2026 – 31/07/2027 |
| Registered address | 21-21, Megan Avenue 2, Jalan Yap Kwan Seng, 50450 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur, Malaysia |
How to check our licence
Go to the official KPKT site
The Ministry of Housing and Local Government at kpkt.gov.my oversees every licensed moneylender in Malaysia through its Community Credit Control Division.
Search by company name
Use Kilat Amanah Sdn Bhd — the licensed entity — rather than the trading name.
Match the licence number
Ours is WL2939/06/20-5/383759. A valid moneylender licence number begins with "WL".
Check the validity period
Ours runs from 1/08/2026 to 31/07/2027. An expired licence means the company may not lend.
Check the advertising permit
Advertising a moneylending service needs a separate permit. Ours is WP2731/06/20-5/288713.
The loan product
| Loan amount | RM100 – RM10,000 |
|---|---|
| Minimum tenure | 91 days |
| Maximum tenure | 180 days |
| Interest rate | Shown during your application |
| Eligible age | 18 – 55 years |
A loan of RM2,000 over 120 days (4 months). Interest is calculated as RM2,000 × 1.5% per month × 4 months = RM120. Total repayable, including all interest and fees, is RM2,000 + RM120 = RM2,120.
Frequently asked questions
Can I come to the office to apply?
Applications are online only. Our registered office is not a customer service counter.
Do you lend outside Kuala Lumpur?
Yes. We serve eligible borrowers across Malaysia with online personal loans.
How do I know this office is real?
The registered address is recorded alongside our moneylender licence, WL2939/06/20-5/383759, and can be checked with KPKT.
Your amount, period and full costs are shown after you log in — before you confirm anything.