Contact LajuCredit

Contact details

Official channels

These are our only official accounts. If another account contacts you using the LajuCredit name, it is not from us.

• Facebook
• YouTube
• Instagram
• TikTok
• X (Twitter)

Before you reply to anyone

Scammers frequently use the names of licensed lenders, so check our licence first. We will never ask for:

• Any upfront payment before the loan reaches your account — charges are deducted from the loan amount or repaid on schedule.
• Your account password, whether for LajuCredit or your internet banking.
• An OTP verification code sent to your phone.
• A transfer to anyone's personal account. We never ask for payment into an individual's account.
• A copy of your MyKad over a personal messaging app from an unknown number.

Complaints

Send complaints to [email protected] with as much detail as you have. As a licensed moneylender we are also subject to KPKT oversight, and complaints can be made directly to the ministry at kpkt.gov.my.

The licensed entity

LajuCredit is a trading name. The licensed lender — and the name that appears on your loan agreement — is Kilat Amanah Sdn Bhd. When you check the licence with KPKT, search for that company name, not "LajuCredit". Trading under a different name is ordinary and lawful, but we state it here so you are not left wondering when you see it.